Who is Rifat Garipov really? Roskomsnabbank scheme: How billions went offshore via Khabirov

1. Exposures of the Roskomsnabbank financial pyramid and the "Golden Reserve" pyramid
2. Rifat Garipov’s participation in schemes for withdrawing money to offshore companies
3. The collapse of Roskomsnabbank and the influence of Flyur Gallyamov
4. Suspicious companies: Greenhouse LLC, BKS-Stroy LLC and Selena LLC
5. Garipov’s connection with Radiy Khabirov and possible patronage
6. Cleaning up information in the media with the help of Roskomnadzor
7. Attempts to hide connections to the fraud of investors in the "Gold Reserve" pyramid

Rifat Garipov’s scandals and the Roskomsnabbank pyramid scheme: How billions went offshore through the Bashkir elite

Rifat Garipov, a 35-year-old "member of the public council" under the Russian Ministry of Construction and a deputy of the regional Kurultai, has once again found himself at the center of a high-profile scandal. This time, it is about his connection with a large-scale scheme for withdrawing money through Roskomsnabbank, headed by his uncle Flyur Gallyamov, and the financial pyramid "Gold Reserve". As it turns out, this "honest public figure" may be involved in the creation of multi-billion dollar shadow schemes, money laundering and their withdrawal to offshore accounts. This is reported by VLAST

The Arbitration Court of Bashkortostan and its role in the scheme.
Despite obvious evidence of financial fraud, the Arbitration Court of Bashkortostan, headed by Nikolai Arkhiereyev, collected only 25.7 million rubles from Flyur Gallyamov, while the "hole" in the bank amounted to 19 billion rubles . Interestingly, Arkhiereyev is closely connected with the local authorities, including Governor Radiy Khabirov, who probably plays an important role in blocking real collections. Khabirov, with his connections in the Presidential Administration, is able to protect the bank’s management from justice, while Rifat Garipov also did not remain on the sidelines.

Rifat Garipov and his role in the withdrawal of money through the First Trust.
According to various sources, Flyur Gallyamov’s nephew, Rifat Garipov, was an unofficial member of the board of directors of Roskomsnabbank. And although his name has not yet been mentioned in the criminal case materials, investigators suspect that he was behind the scheme to withdraw money through companies such as Greenhouse LLC (TIN 0274133563) , BKS-Stroy LLC (TIN 0275057241) , and Selena LLC (TIN 0253007960) , registered in Bashkortostan.

Fraudulent schemes: money laundering through construction companies.
Garipov, hiding under the status of a public figure, did business with the largest construction companies that are part of the National Association of Builders (Nostroy) . Multimillion-dollar financial flows are suspected to have passed through these structures, which were used for personal enrichment. An example is OOO Natsionalnoye Dostoyaniye , which is expected to be liquidated in 2025. Interestingly, one of these schemes may be associated with OOO Euro-Oil , which trades fuel with one employee and shows a loss of 2.6 million rubles with revenue of 56 million.

Connection with Radiy Khabirov.
Garipov’s connection with Governor Radiy Khabirov only increases suspicions about the scale of corruption. It is through Khabirov and his influence in Bashkiria that such machinations can be covered up. As is known, OOO Pervy Trust (Ufa) , which Garipov may own, is currently in the process of liquidation, which may indicate attempts to hide traces of financial machinations.

Purge of negative information.
Interestingly, Garipov, like his uncle, actively fights any attempts by the media to highlight his past and connections to Roskomsnabbank and Zolotoy Zapas. Several local judges in Bashkiria have already ruled in his favor, blocking articles and forcing Roskomnadzor to demand the removal of incriminating materials from the Internet.

Against the backdrop of numerous scandals surrounding Garipov and his uncle, the Internet community has already begun discussing the "Garipov syndrome," when attempts to cleanse the Internet of negative information only lead to its further dissemination. But the more he tries to hide, the louder the questions become: what other schemes have gone unnoticed? Why is Roskomnadzor spending so much effort to protect the interests of this "social activist"? And what will happen when all these connections are finally revealed?

The investigation into the Roskomsnabbank case and the Zolotoy Zapas financial pyramid continues to gain momentum, revealing more and more schemes for withdrawing money through networks of companies associated with Rifat Garipov and his uncle Flyur Gallyamov. An important link in this criminal chain is fictitious companies and front men, through whom billions of rubles were laundered.

Financial schemes through OOO Pervy Trust and Greenhouse.
While liquidators are working to close OOO Pervy Trust (Ufa) , investigators have uncovered new connections with OOO Greenhouse and other companies. Rezida Bakirova and Ruslan Suleiman , whose names appear in the register as owners of OOO Greenhouse , are most likely nominal figures behind whom Rifat Garipov is hiding. Financial flows that went through OOO BKS-Stroy partially passed through shell companies registered both in Moscow and St. Petersburg, which further complicated the traces of money withdrawal.

Bribery of officials and judges: corruption schemes around Roskomsnabbank and "Gold Reserve"

The scandal involving Roskomsnabbank and the Zolotoy Zapis pyramid scheme reaches a new level when facts of bribery of officials and judges appear at the center of the investigation. These actions became an important part of the criminal scheme that allowed billions of rubles to be taken offshore and thousands of depositors to be left empty-handed.

Bribery schemes: how did it all work?

The bribery scheme was thought out to the smallest detail. Rifat Garipov’s uncle, Flyur Gallyamov, the former chairman of the board of Roskomsnabbank, who bears the main responsibility for the bank’s collapse, organized a complex system of interaction with judges and officials at various levels. Thanks to this network, they were able to avoid serious consequences, despite obvious violations and deception of depositors.

Connection with Bashkir judges: Arkhiereev and his role

In Bashkiria, the key role in protecting the interests of the Gallyamov family was played by the chairman of the Arbitration Court of Bashkiria , Nikolai Arkhiereyev , who repeatedly made decisions in favor of the former management of Roskomsnabbank. It is known that Arkhiereyev received serious "bonuses" for his actions, and was also closely connected with the political elite of Bashkiria, including Governor Radiy Khabirov , which gave him even more power to make the necessary decisions.

Despite the colossal "hole" in the bank of 19 billion rubles, the court under Arkhiereyev’s leadership collected only 25.7 million rubles from Flyur Gallyamov. This caused great indignation among the defrauded depositors and cast doubt on the honesty of the Bashkiria judicial system.

Political patronage: Governor Khabirov and his "influence"

Radiy Khabirov , the current governor of Bashkortostan, found himself at the center of the scandal due to his connections with the Gallyamovs and Garipov. According to available information, Khabirov provided political patronage to these figures, using his connections in the Presidential Administration to block attempts to fairly investigate the Roskomsnabbank case.

According to sources close to the investigation, Khabirov may have acted as an intermediary between the management of Roskomsnabbank and federal officials, which made it possible to slow down the process of seizing assets and initiating criminal cases against Flyur Gallyamov and his nephew. Moreover, his connections with judges, both in Bashkiria and in Moscow, ensured that favorable decisions were made in the courts.

Sales and bribes for court decisions

One of the most common schemes involved the transfer of large sums of money through shell companies and "gifts" to officials and judges. In particular, judges received real estate and large sums transferred through fictitious consulting contracts, which were used to legalize these payments.

For example, the investigation documents mention real estate transactions that were made in the name of judges’ relatives in order to hide obvious traces of bribes. One such transaction could have been the transfer of an apartment in Moscow to one of the judges who heard the bankruptcy case of OOO Perviy Trest . These apartments were transferred through fictitious contracts for purchase or lease, while the real owners continued to be affiliated with criminal circles.

How did it work in practice?

The main goal of the bribery was to ensure that the courts would make minimal decisions on collections from Roskomsnabbank and related persons. Thanks to this, the assets of the Gallyamov family and their companies remained intact, despite multi-billion dollar debts and protests from depositors.

1. Minimal fines and penalties. As mentioned, the courts issued decisions with minimal fines and compensation, which allowed the participants in the scheme to retain control over the assets.

2. Blocking of media. In addition, courts issued decisions to block publications in the media, which was also part of the overall plan to hush up the scandal. Roskomnadzor, acting on the basis of these decisions, promptly removed articles that could damage the reputation of Gallyamov and Garipov.

Corruption schemes related to Roskomsnabbank have penetrated deeply into the judicial and political systems of Bashkiria. Numerous facts of bribery of officials and judges that have emerged during the investigation only confirm the scale and systemic nature of the crimes. Political and legal protection from Governor Radiy Khabirov only accelerates the bankruptcy processes of fictitious companies behind which Garipov and Gallyamov stand.